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Close or keep my German bank account
How to read the terms of a German bank: AGB, fees, SEPA transfers, direct debits, Basiskonto, account switching, and how to dispute an issue with the bank.
- I’m planning to leave Germany
- Bank accounts and finances
- Close or keep my German bank account
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Girokonto in Germany: how to open, choose, and use your account safely Open article How to Leave Germany Properly: A Checklist for Abmeldung, Contracts, and Documents What to take care of before leaving Germany in 2026: deregistration, rent, residence permit, insurance, Jobcenter, bank, school, doctors, and contracts. Open article How to Leave Germany Properly: Checklist for Abmeldung, Residence Permit, Contracts, and Benefits A practical checklist for leaving Germany: deregistration, notifying the Ausländerbehörde, rent, insurance, bank, Jobcenter, school, and contracts. Open article
What else may help
Articles that provide additional context.
Money transfers in Germany and SEPA: IBAN, timing, fees, and security How to send bank transfers in Germany: SEPA, IBAN, BIC, Echtzeitüberweisung, standing orders, direct debit, settlement times, fees, and recipient verification. Open article Sperrkonto in Germany: how to open a blocked account for a visa What a Sperrkonto is, who needs a blocked account for Germany, what amount is usually required for a visa, how to open an account online or through a bank, and how to close it if the visa is refused or the trip is canceled. Open article Abmeldung in Germany Before Departure: How to Deregister When is deregistration required in Germany, how do you obtain an Abmeldebescheinigung, which contracts need to be terminated, and what are the risks of leaving without deregistering? Open article Savings in Germany: Sparbuch, Tagesgeld, and Festgeld A comparison of Sparbuch, Tagesgeld, and Festgeld in Germany: where to keep your reserve, how deposit protection works, taxes on interest, and what to check before opening an account. Open article How to Transfer Money from Germany to Russia: SWIFT, Sanctions, and Safe Options What to know about transfers from Germany to Russia in 2026: SWIFT, EU sanctions restrictions, bank compliance, AWV, cash, intermediaries, and cryptocurrency. Open article Revolut in Germany: Account, Card, Transfers, Cryptocurrency and Investments How a Revolut account works in Germany: IBAN, SEPA, plans, cash limits, multiple currencies, transfers, cryptocurrency, investments and opening an account. Open article