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Change Krankenkasse
How to switch to another Krankenkasse in Germany: when you can change GKV providers, how Zusatzbeitrag works, which deadlines matter, and what to check before switching.
- I already live in Germany
- Health and insurance
- Change Krankenkasse
Resources and next steps
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Articles that directly answer the selected question.
How to Change Public Health Insurance in Germany How to switch to another Krankenkasse in Germany: when you can change GKV providers, how Zusatzbeitrag works, which deadlines matter, and what to check before switching. Open article Private or Public Health Insurance in Germany: What to Choose in 2026 A comparison of GKV and PKV in Germany: who must have public insurance, when private insurance is available, how much contributions cost in 2026, and which risks expats, students, employees and freelancers should consider. Open article Public Health Insurance with TK in Germany: Enrollment, Contributions, and Switching in 2026 How to enroll in Techniker Krankenkasse public health insurance in Germany, when Incoming-Versicherung is needed, what contributions apply in 2026, and how to change your Krankenkasse. Open article Die Techniker in Germany: What TK Insurance Covers and Who It Is Suitable For An overview of Die Techniker statutory health insurance in Germany: contributions, services, app, bonus programme, online services, and important checks before choosing TK. Open article GKV in Germany in 2026: cost, choosing a provider, and enrollment Open article Health Insurance Companies in Germany: GKV, PKV, and Krankenkasse How public and private health insurance works in Germany, how Krankenkassen differ, and what to look for when choosing a health insurance provider in 2026. Open article
What to do step by step
Individual actions and stages to complete.
What else may help
Articles that provide additional context.
Health Insurance in Germany: GKV, PKV, Premiums, and Choices in 2026 How health insurance works in Germany: the differences between GKV and PKV, who can choose private insurance, and how family coverage, the eGK, ePA, and premiums work. Open article Private Health Insurance in Germany: Who PKV Is Suitable For and What Risks to Consider What private health insurance (PKV) in Germany is, who can take it out, how it differs from GKV, how contributions are calculated, and when the Basistarif is needed. Open article Freiwillige Krankenversicherung in Germany: Voluntary Public Health Insurance Who can be voluntarily insured under the German GKV, how premiums will be calculated in 2026, how voluntary public health insurance differs from private health insurance (PKV), and what documents are required. Open article Health Insurance in Germany: GKV, PKV, Pflegeversicherung, and Supplemental Policies An overview of health insurance in Germany: mandatory Krankenversicherung, public GKV, private PKV, Pflegeversicherung, and supplemental insurance for dental care, eyeglasses, and inpatient care. Open article What happens if you live in Germany without health insurance? Open article Health Insurance in Germany: GKV, PKV, and Premiums in 2026 How health insurance works in Germany, how GKV and PKV differ, who is eligible for private insurance, and what premiums are important to consider in 2026. Open article Health Insurance in Germany: How GKV, PKV, and Pflegeversicherung Work How health insurance works in Germany in 2026: who needs GKV or PKV, how much the premiums cost, what Pflegeversicherung covers, and how to sign up for insurance after moving. Open article Germany’s Insurance System: GKV, PKV, Long-Term Care Insurance and Additional Policies An overview of insurance in Germany for foreigners: compulsory health insurance, the difference between GKV and PKV, 2026 contributions, long-term care insurance, students, employees, freelancers and supplementary insurance. Open article
